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  • August 13, 2020 at 9:10 pm

    prospective Drivers For The Saudi Capital Market

    Despite being greatest economies in the region, Saudi Arabia has yet to fulfill its true potential over the Islamic economy. Dr Ahmed Al Ajlouni explores the ventures and challenges facing the kingdom in its quest to develop a functional and accessible Islamic capital market.

    The Kingdom of Saudi Arabia passed the time of the global financial trouble very smoothly, Benefitting from a conservative and prudent economic policy beyond just the acceptable level of oil prices. It enjoyed until recently high budgets for two successive years in 2012 and 2013. The kingdom has a very good ranking on the global ase of Doing Businessscale in 2013. This assures its role as a monetary pillar for the global economy, held by a fact that it is the biggest oil exporter globally and a member of the G20, Which has allowed it to take a leading role on the global economic stage as the world recovers from the monetary.

    Saudi Arabian joint stock companies pointed in the mid 1930s. The market remained informal until the early 1980s when the us government embarked on the formation of a regulated market for trading, Coupled with the desired systems. CMA is now the sole regulator and supervisor of the capital market in Saudi Arabia and issues the required foibles to protect investors and ensure fairness and efficiency in the market.

    In spite of its relatively recent origins, The Saudi Arabian capital market has was pleased with rapid growth. It ranked 24th in global monatary amount in 2009 and is the largest Arab financial market with a market price of US$373.4 thousand. get of 2012, Saudi persia held 40.6% of the total value of all Arab financial markets and more than 80% of all share trading in terms of value in the GCC region.

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    1. The Islamic finance firm

    In spite of the economic and spiritual stature of the kingdom and its important fellow member in the area of Islamic economics; Other countries have the lead in the Islamic finance and banking industry. This means that potential capabilities in this connection have not been used efficiently and there is still considerable untapped potential for the Islamic financial industry in the kingdom. One of the most promising indicators states that the volume of money managed according to Shariah in Saudi Arabia is rising by as much as 21% annually. more than one index for urestocks (Fully Shariah agreeable companies) Has been established in Saudi Arabia [url=https://www.wattpad.com/user/MoldovaWomen]moldova beauty[/url] by Shariah scholars nowadays.

    Adopting Islamic financial instruments will be considerable market pillar. It will motivate the funding market through:

    Developing the financial market by broadening it with new devices and deepening it by additional sums of cash flows.

    Retaining the surplus funds that are looking for Shariah compliant, Halal investment in the united states and preventing them from being invested abroad.

    Participating in establishing an Islamic money market to deal with the liquidity dilemma for Islamic banks and other Islamic loan creditors.

    2. state and family owned firms

    the united states owned entities and family owned firms are key investors in the Saudi economy. The government and its investment vehicles hold about 35% of total companies in a rural area, While family owned companies account for 10% of the dominion GDP. If a huge firm like Saudi Aramco (With around value of up to US$10 trillion, Making it the world most valuable company) Goes public and its shares are traded I he major market, We imagine having how much the market will be deepened.

    3. Promoting an effective corporate debt market

    Mainstream Saudi companies have ordinarily relied on bank loans and retained earnings to finance their expansion. These companies have become more familiar with bonds throughout the last two years, With a variety of investors now demanding riyal denominated bonds.

    The issuance is entirely comprising Islamic bonds, or sukuk. Audi Arabia had properly been considered the sleeping giant of regional debt capital markets, But this has certainly changed historically 18 months as we have seen an upsurge in riyal sukuk issuance,expressed Stuart Ure, somebody at law firm Clifford Chance in Dubai.

    Sukuk issuance is now expanding much faster than time honored bonds. in 2012, somewhere around SAR27.2 billion (US$7.25 billion dollars) worth of riyal denominated sukuk were issued, in order to HSBC up from SAR11.3 billion dollars (US$3.01 billion dollars) when 2011. In the first quarter on this year, SAR10.3 million (US$2.74 billion) was already issued.

    and yet, Bonds and sukuk are still not an essential element of investment portfolios for institutional and individual investors in Saudi Arabia.

    4. Female empowerment in the administrative centre market

    The royal decree issued by King Abdullah to appoint 30 highly educated Saudi women to the Shura Council (Consultative assemblage) Early this year crowned the dominion efforts to empower women and recognise the key role of women in society.

    Women make up 50% of individuals and account for SAR100 billion (US$26.66 million) importance of bank deposits. Yet although in the last 15 years there has been a boom in female education, With women entering government jobs and even breaking into the private sector, the efficient role of women is still weak and their role in the overall Saudi Arabian economy remains tiny. Women are usually active only within family owned firms or as owners of very small establishment; And their role in the capital market as active traders is minor, even though that there are about 200,000 female stock members.

    an excellent opportunity establishing an electronic trade market, Benefiting from the expertise of NASDAQ. This will boost the role of women as active investors not just as stockholders. This would also be compatible with the Islamic law and community traditions that prohibit direct physical interaction between female and male. An electronic trading platform would allow women to work independently from their homes, suitably without commuting outside. This thing would be fueled by high education levels, Enthusiasm for new experiences, Surplus time and in which you hoarded funds of the Saudi Arabian women.

    One of risks with facing the Saudi Arabian capital market is the limited access for foreign investors. The MSCI Global Market amount Review of June 2012 defined the Saudi Arabian capital market as a tandalone marketwith a negative view, Due to its limited gain access to for foreign investors. Although this could be as a hurdle, It should also be seen as to be able to stimulate the market. The focus should not be only on foreign investors from abroad, As the non Saudi residents already in the country have potential in connection with this, As they number over 9 million and have good savings size.

    not to mention the above potential, Saudi Arabia can also advance by expanding outside the capital and organising markets in other strategic cities: which includes Jeddah on the Red Sea and Dammam on the Arab Gulf. Developing an organised money market will play newer and interesting. role in solving liquidity problems.

    A future external factor related to the GCC monetary union will be the creation of a single currency, Which could be the catalyst to unlock the comparative advantages and potentials of the Saudi Arabian economy. by reducing bilateral exchange rates and the operation of a single monetary policy, All the GCC countries will derive advantage from underlying efforts of creating a single financial market.

    In spite of the government and business initiatives to develop the capital market, Hurdles exist preventing Saudi Arabia from reaching its full potential. The country has for decades followed highly safe and effective regulations towards foreign investment. It also struggles with deep rooted traditions concerning fighting women, And is held back by stagnant boards of family owned firms who will not move easily towards the global real estate markets. especially, A lack of visibility and an unclear economic policy are major challenges.

    To truly develop a practical capital market requires economic and structural changes and legislative amendments. In my own personal opinion, I think that it will take at least five to 10 years to see a worldwide developed capital market in the kingdom.

    Dr Ahmed Al Ajlouni is a faculty member of Finance Banking at the Economics Finance Department of College of Business and Economics at Qassim college or university.

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